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About Us

Empowering Dreams of Homeownership and Growth.

Satya Micro Housing Finance Private limited (SMHFPL) (formerly known as Baid Housing Finance Private Limited) is a Housing Finance Company registered with National Housing Bank (NHB) and was incorporated on December 16, 2008. Our registered office is at  DPT 519, 5th Floor, DLF Prime Tower, Okhla Industrial Area, Phase-1, New Delhi-110020. SATYA Micro Housing Finance is subsidiary of SATYA MicroCapital Limited (“SATYA”), which is one of the emerging NBFC-MFI in India having an AUM of more than 6000 crores. 

Ever since SATYA MicroCapital acquired Baid Housing finance business in 2022, We have worked to create unique products and processes that meet with purpose of offering customised and affordable housing finance solutions. Currently SMHFPL is having presence in Delhi-NCR, Rajasthan, UP, UK & Bihar.

SMHFPL is primarily focused on addressing the housing finance needs of LMI and informal income group families from semi urban and rural areas of India. SMHFPL strives to serve as a medium to fulfil the dream of owning a house, of the under-served segment of the society. SMHFPL largely offers housing finance products & services for the purchase, construction/renovation of homes and Plot Purchase & Construction. We also provides loans against property for business or personal needs like business, education, marriage, asset purchase etc. 

With the innovative and dedicated team, we ensure to contribute to the achievement of “Housing for all” goal of the government by providing the financial support by way of Home Loans and LAP to the unserved segment of the society and enable them in fulfilling their dream of owning a house.

Our Vision

To be a leading Housing Finance Company in the space of Affordable Housing segment with the vision to reach 5,00,000 families by 2030

Our Mission

Our mission is to provide affordable and accessible homeownership opportunities to individuals and families, by offering personalized housing finance solutions with dignity and ease.

Board of Directors

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Dr. Ratnesh Tiwari is an engineering postgraduate and has a...
Mr. Ratnesh Tiwari

Managing Director

Mr. Vivek Tiwari holds a Post Graduate Degree in Rural Devel...
Mr. Vivek Tiwari

Director

Nominee Director of Gojo & Company Inc., Mr. Sohil g...
Mr. Sohil Manoj Shah

Director

Mr. CP Mohan is development finance professional with 40 yea...
Mr. Chandanathil Pappachan Mohan

Independent Director

Mr. Mahesh is a senior Banker with diverse experience in the...
Mr. Mahesh Shivlingappa Payannavar

Independent Director

Our Team

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Mr. Ranjeet Kumar Mishra has nearly one and half decades of...
Mr. Ranjeet Kumar Mishra

Chief Executive Officer

Varied experience of 22 years he has been adroit in planning...
Ajay Kumar

Head – Human Capital and Organization Development

Sanjeev has an experience of 18 years in the finance and ban...
Sanjeev Jain

Head – Operations

Surya is an associate member of Institute of Company Secreta...
Mr. Surya Kant Tiwary

Company Secretary & Chief Compliance Officer

Mr. Ashutosh Kumar Srivastava holds a degree of master&rsquo...
Ashutosh Kumar Srivastava

Head- IT

Mr. Amit Garg carries 2 decades of experience in Core retail...
Amit Garg

Head – Credit

Media & Certificates

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CERTIFICATE OF REGISTRATION

CERTIFICATE OF REGISTRATION

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Certificate of Incorporation pursuant to change of name

Certificate of Incorporation pursuant to change of name

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CERTIFICATE OF REGISTRATION

CERTIFICATE OF REGISTRATION

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Certificate of Incorporation pursuant to change of name

Certificate of Incorporation pursuant to change of name

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