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Document Checklist for Loan


Completed and signed home loan application form


Passport size photographs of all the applicants / co-applicants (to be affixed on the application form and signed across)


KYC (Appliccant & Co-Applicants)

Proof of Identity:

PAN Card Aadhaar Card Voter’s ID Card Driving License

Proof of Age

Aadhaar Card PAN Card Passport

Birth Certificate

10th Class MarksheetBank Passbook Driving License

Proof of Residence

Bank Passbook Voter’s ID Ration Card Passport

Utility bills (Telephone Bill, Electricity Bill, Water Bill, Gas Bill)LIC Policy Receipt Letter from a recognized public authority verifying the customer’s address

Proof of Signature

Banker SV

PAN Card Passport


Proof of Income for Salaried (as referredBelow)

Proof of Income for Self Employed (as referred Below)

Certified letter from EmployerPayslip of last 3 months Increment or Promotion letterIT returns of past 3 years

CASH Salary - Letter from Employer

Income Tax Returns (ITR) of last 3 years

Business License Details (or any other equivalent document)

The license of Professional Practice (For Doctors, Consultants, etc.)

Registration Certificate of Establishment (For Shops, Factories & Other Establishments)Proof of Business Address Partnership deed in case of the business entity being a partnership firm


Property Related Document

Receipts of payments made to the developer/seller (in case of a new house)Allotment Letter / Buyer Agreement

Title Deeds including the chain of previous property documents (in case of house resale)A copy of the sale agreement (if already executed)

Receipt of initial payment made to the house seller Title Deeds of the plot (in case of house construction)

A detailed estimate of house construction by an Architect / Civil EngineerA copy of the plans, approved by the Local Authorities

Proof of no encumbrances on the property.

Note:- 13 years chain of property should be cleared.


Other Documents:

Proof of own contribution

Last 6 months’ bank statements showing the repayment of ongoing loans (if any)

The details of ongoing loans (such as the outstanding amount, monthly instalments, purpose, remaining loan tenure, etc.) in the name of an individual or businessentity (if any) A cheque for processing fee favoring of Satya Micro Housing Finance Private Limited